If you want to know more about car credit in the UK and how it works, then we can answer all your questions here.
Q. How do I apply for car credit ?
A. Fill in the quick application form opposite, and one of our recommended companies will contact you within 48 hours to arrange an appointment at a showroom nearest to you.
Q. I have bad credit, and a couple of CCJs, can I still get the car finance I need ?
A. The simple answer is YES ! we can still help you even if you have previously been refused car finance or have bad credit or CCJs. We will not punish you for your bad credit history, and we believe everyone deserves a second chance. We have many clients who do not have any credit history at all, and they still have enjoyed the full benefits of our services.
Q. How does guaranteed car credit actually work ?
A. Car credit (or car finance as it is more commonly known) is basically finance lent to you against the value of the car you purchase. For example, if you were looking to buy a car which cost £9,995, then we look at car finance companies nearest to where you live who would be able to provide this for you, based on your personal circumstances. This money would then be borrowed against your car, in the same way a secured loan is borrowed against a house.
Q. I am self employed and do not work for an employer, am I still eligible to apply for car credit ?
A. Yes ! if you work a minimum of 16 hours a week, then we can offer you self employed car finance as we believe that being self employed, should not hinder your chances in any way of 100% guaranteed car finance
Q. How long does it take before I know if I have been approved for my guaranteed car finance ?
A. You will know within 48 hours and then once the car finance appointment has been arranged for you, you can be driving your new car away in as little as 1 hour from visiting the showroom.